Machine Learning

Our Machine Learning Platform

CogniFrame offers a proprietary, secure, machine learning, intelligent data analytics and predictive framework as a Cognitive as a Service (CaaS) based multi-tenant solution that uses machine learning algorithms to support autonomous real-time approval or rejection of loan applications leading to consistently optimal decisions besides driving profitable growth and operational cost savings for the lender on an ongoing basis. It’s algorithms help predict delinquency probability of an applicant using historical patterns coupled with new data and outcomes that helps train the machine learning algorithms and improves its predictive ability over time. CogniFrame’s cognitive predictive engine is based on millions of recent historical credit applications and repayment data. CogniFrame detects patterns and anomalies based on certain predictor variables found in a borrower’s credit profile. CogniFrame can produce results with high accuracy with or without credit checks. Using information from credit checks improves accuracy but ultimately CogniFrame can also be used as an inexpensive replacement to credit checks. In addition, it supports the completion of the Business Plan Form by customers and their scoring based on mutually agreed parameters.

Our Solutions

Lending Solutions

Our algorithms support autonomous real-time approval or rejection of loan applications leading to consistently optimal decisions besides driving profitable growth and operational cost savings for lenders.

Read More

Trade Credit

The platform supports autonomous real-time approval or rejection of trade credit requests leading to consistently optimal decisions for Merchants leading to greater revenue and profits.

Read More