Trade Credit

Our Trade Credit Product

Typically, Merchants are reluctant to offer credit terms to new buyers and often only after a long term pattern is established. By offering 30/60/90-day terms, Merchants can often convince buyers to buy more when offering credit leading to greater revenue and profits. The platform supports autonomous real-time approval or rejection of trade credit requests leading to consistently optimal decisions for Merchants on an ongoing basis.

Embrace the power of adaptive learning and dynamic ratings Traditional credit models are algorithm based and largely static. They do not benefit from adaptive learning; the ability to constantly learn from every decision made and every repayment received. Credit rating solutions provide standard personal or business credit scores based on aggregate data. CogniFrame uses an alternative method that combines adaptive learning with personal and business application data into one simple easy to use model that helps you make instant decisions on credit requests from new clients. Our rating models are dynamic and client ratings are constantly updated as repayment information is received.

Why our Trade Credit Solution?

The CogniFrame platform would deliver a number of benefits to Merchants as under:

  • Facilitate real-time trade credit decisions (instant application scoring system)
  • Help reduce delinquency (provides predicted delinquency probability value)
  • Supports cost reductions (operational, transactional and write-offs)
  • Supports combo of personal + business scores for a holistic view where required
  • Real-time decision = better customer experience
  • Perception of Innovativeness (Machine Learning is considered cutting edge)

More Revenue. More Profits

Get the CogniFrame Advantage

ADAPTIVE

The CogniFrame platform is self- adaptive and ratings are dynamically changing constantly as new information is received unlike algorithm based models that are non-adaptive. Best of all, this obviates the need for manual intervention.

THE NEW WAY

CogniFrame is an alternative way of decisioning on credit requests. It goes beyond standard algorithm based models and combines business and personal information to arrive at a rating that changes dynamically during the lifetime of the accessed credit based on repayments and other criteria.

SIMPLE AFFORDABLE PLANS

Simple plans based on the size of your business. Its affordable and you can cancel at any time. No contract periods.

Features

Adaptive Learning

Dynamic Risk Evaluation

Customized For Clients

Supports Multiple Users

Sign up for 30 days trial!

Your card will not be charged for the trial, Cancel anytime.

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Our Best Pricing Plan

Register Today. The first 30 days are on us.

Small

$8.99/Month

  • 10 Requests
  • 5 Users
  • Trial 30 Days
  • Cancel Anytime

Enterprise

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  • 100 or more Requests
  • 10 or more Users
  • Trial 60 Days
  • Cancel Anytime